Open Enrollment Period for Medicare ends December 7th!

In January, 2014, Sheila Behrens and Mike Domme partnered together to help Quincy, IL and surrounding counties in Illinois and Missouri find the insurance they need, and more.

Life, Health, Group, Annuities, the Affordable Healthcare Act, Medicare Supplements, Prescription Plans Part D and dozens of other things are all offered to you from our location at 200 North 8th Street in Suite 106.

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When’s the Medicare Open Enrollment Period?

Every year, Medicare’s open enrollment period is October 15 – December 7.

What’s the Medicare Open Enrollment Period?

Medicare health and drug plans can make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.

How do people know if they need to change plans?

People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If their plans are changing, they should make sure their plans will still meet their needs for the following year. If they’re satisfied that their current plans will meet their needs for next year and it’s still being offered, they don’t need to do anything.

Mike Domme Insurance

Independent Broker

I started my career in Life & Health sales in April 1974 and I sold my first group case in June. I increased my knowledge by taking classes from Life Underwriters and then started my CLU classes and got my CLU designation five years later. I taught other new agents how to sell Life insurance for 12 years. I was then a CLU an a LUTCF. Several years later I got the CSA designation. That is a lot of letters after my name, but I am the type of guy that takes a contract apart to see how and why it works for the insurance company and for my client. This is especially true with annuities. Annuities have changed a lot sense I sold my first one.

I am licensed in IL and MO.

When Medicare came out, my older clients turned to me for long term care and Medicare supplements. I read what literature that was available and found products that fit what my clients wanted.

I started my career with Woodman Accident and Life, when they went out of the group business. I became an independent broker. Several years later, I worked as a Trainer for Met Life till they closed their office here in Quincy.

I had kept my group clients, so I worked that market in addition to the Medicare market. In January of this year, I started working with Sheila Behrens. Sheila is more knowledgeable about the senior market than anyone that I know. We decided to share our knowledge and an office at 200 North 8th Street, Suite 106, in Quincy, IL.

For 2015, I have completed my training for Medicare Advantage, Part D and The Affordable Health Care Act. So far, I have 15 Medicare supplement companies, four Medicare Advantage companies, and four companies for ACA. When the products for 2015 are released on October 1, I may license with more carriers. But only if it has a feature that I believe would be of benefit for some of my clients.

I have been married for 54 years to my wife Judy.  We have 4 girls, 4 keepers, 7 grandchildren and 2 great-grandchildren.

Michael Domme
Independent Insurance Broker
200 North 8th Street, Suite 106
Quincy, Illinois  62301
Phone: 217-222-8132
Fax: 217-223-1820
Cell: 217-242-7747
E-mail: mjdomme@adams.net

Sheila Behrens Insurance

Independent Insurance Agent / Broker

I have been an independent insurance agent since 2006.  I am licensed in Illinois and Missouri.  I am certified in Affordable Healthcare, United Healthcare One, Humana One, Coventry One and Blue Cross / Blue Shield.  I carry most major carriers BCBS, Mutual of Omaha, Aetna, Oxford Alliance, Aviva, Western Catholic and more.  I certify every year for prescription Part D plans for Medicare and Affordable Healthcare Act. I can help you with all your insurance needs, including health, life, final expenses, affordable health under sixty-five, annuities, cancer, nursing home, dental and vision.  I have expanded the fields for my clients since September of 2006 with experience especially in the senior field, and constantly continue my education in all the changes occurring in Medicare & Medicare Advantage. I have been married to my husband Freddie for 15 years with 2 children, 2 step-children and 7 grandchildren.  In-office or at-home visits available.

Sheila Behrens
Independent Insurance Agent/Broker
200 North 8th Street, Suite 106
Quincy, Illinois  62301
Cell: 217-242-5308
Fax: 217-223-1820
E-mail: sheila@adams.net

Ready. Set. Grow. Adams County, Illinois

ready set growYOU have the power to shape your child’s future. 

Did you know that every time we talk, read, and play with our children, their brains are growing the foundation upon which all future learning is built?

Parents and caregivers have what it takes to grow their child’s brain and impact their future. Everyday moments like bathing, diapering, buckling the car seat, shopping, going for a walk, playing, and looking at a book are opportunities to connect and can have lasting positive effects. In the first few years of life, 700 new neural connections are formed in the brain every second. When parents respond to their babies and talk with their babies they are growing neural connections before the baby is one year old.

Talking with babies and toddlers is powerful. Vocabulary and language skills, at 3 years old, predict third grade school achievement at age nine.  Vocabulary use in first grade can predict more than 30 percent of eleventh-grade reading comprehension. And, first grade number sense predicts 5th grade math test scores. [Early Number sense plays a role in later math skills] Many parents don’t realize the tremendous effect their words have on their children. 

All parents and caregivers deserve to know about their power to shape their children’s futures.  Learn about our projects and learn how to be a brain builder.